Lincoln TermAccel® Level Term allows your clients to enjoy the freedom of a term policy with competitive pricing — in a fraction of the time.
This solution offers:
“Quick approval”
“Easy application”
“Flexible options”
Lincoln TermAccel® offers an easy, paperless electronic ticket process with automated underwriting and quick approval. Plus, lab-free opportunities for all preferred and preferred plus classes, as well as most standard rate classes.
Underwriting decisions are based on the information your clients provide during their application interview. Provide your clients with a copy of our interview prep worksheet to help ensure they are prepared to answer the questions during the interview.
Remember, to qualify for this product, your client must be a U.S. citizen or a green card holder.
Below is a list of impairments that could result in a decline decision.
*To calculate BMI, visit www.nhlbi.nih.gov/health/educational/lose_wt/BMI/bmicalc.htm
Lincoln TermAccel® Level Term allows your clients to enjoy the freedom of a term policy with competitive pricing — in a fraction of the time.
This solution offers:
“Quick approval”
“Easy application”
“Flexible options”
Lincoln TermAccel® offers an easy, paperless electronic ticket process with automated underwriting and quick approval. Plus, lab-free opportunities for all preferred and preferred plus classes, as well as most standard rate classes.
Underwriting decisions are based on the information your clients provide during their application interview. Provide your clients with a copy of our interview prep worksheet to help ensure they are prepared to answer the questions during the interview.
Remember, to qualify for this product, your client must be a U.S. citizen or a green card holder. Below is a list of impairments that could result in a decline decision.
*To calculate BMI, visit www.nhlbi.nih.gov/health/educational/lose_wt/BMI/bmicalc.htm
Lincoln TermAccel® Level Term allows your clients to enjoy the freedom of a term policy with competitive pricing — in a fraction of the time.
This solution offers:
Lincoln TermAccel® offers an easy, paperless electronic ticket process with automated underwriting and quick approval. Plus, lab-free opportunities for all preferred and preferred plus classes, as well as most standard rate classes.
Underwriting decisions are based on the information your clients provide during their application interview. Provide your clients with a copy of our interview prep worksheet to help ensure they are prepared to answer the questions during the interview.
Remember, to qualify for this product, your client must be a U.S. citizen or a green card holder.
Below is a list of impairments that could result in a decline decision.
*To calculate BMI, visit www.nhlbi.nih.gov/health/educational/lose_wt/BMI/bmicalc.htm
Lincoln TermAccel® Level Term allows your clients to enjoy the freedom of a term policy with competitive pricing — in a fraction of the time.
This solution offers:
“Quick approval”
“Easy application”
“Flexible options”
Lincoln TermAccel® offers an easy, paperless electronic ticket process with automated underwriting and quick approval. Plus, lab-free opportunities for all preferred and preferred plus classes, as well as most standard rate classes.
Underwriting decisions are based on the information your clients provide during their application interview. Provide your clients with a copy of our interview prep worksheet to help ensure they are prepared to answer the questions during the interview.
Remember, to qualify for this product, your client must be a U.S. citizen or a green card holder.
Below is a list of impairments that could result in a decline decision.
*To calculate BMI, visit www.nhlbi.nih.gov/health/educational/lose_wt/BMI/bmicalc.htm
Click on a step in the process to learn more.
eTicket Submission
Simply complete an online ticket. After the ticket is submitted, an email will be sent to the client with next steps for their interview.
Client interview
Once the ticket has been received by Lincoln “in good order,” a secure link will be emailed to the client to start the online interview or schedule the phone interview.
Online Interview: The client can complete the interview at their convenience. The link will remain active for 10 days and must be completed in English.
Phone Interview: If the client does not schedule an appointment within 24-48 hours, Lincoln will call the client to schedule. The interview is available in English only.
Automated Underwriting
All Lincoln TermAccel® cases will be assessed and processed through Lincoln’s automated underwriting rules engine.
Lincoln will confirm your client’s identification and obtain Rx, Dx, MVR
and MIB reports.
Lab-free consideration
Based on information obtained from the client’s interview and query search, your client may qualify for lab-free underwriting.
If not, Lincoln will order lab work [physical measurements and fluid (blood/urine) exam].
Real-Time Offer
Real-Time Offer will immediately communicate an approval decision to eligible clients, the writing agent and case contact after the online or phone interview is completed. The approved underwriting offer may be “as applied for” or “other than applied for.” The underwriting rate class will only be provided to the agent and case contact.
*If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process.
ePolicy Delivery
If approved, we will issue the policy electronically, providing same-day access for client delivery. Some of the advantages of ePolicy delivery include capturing eSignatures for the agent and client, 24/7 access to view policies and expedited compensation payouts.
Click on a step in the process to learn more.
eTicket Submission
Simply complete an online ticket. After the ticket is submitted, an email will be sent to the client with next steps for their interview.
Client interview
Once the ticket has been received by Lincoln “in good order,” a secure link will be emailed to the client to start the online interview or schedule the phone interview.
Online Interview: The client can complete the interview at their convenience. The link will remain active for 10 days and must be completed in English.
Phone Interview: If the client does not schedule an appointment within 24-48 hours, Lincoln will call the client to schedule. The interview is available in English only.
Automated Underwriting
All Lincoln TermAccel® cases will be assessed and processed through Lincoln’s automated underwriting rules engine.
Lincoln will confirm your client’s identification and obtain Rx, Dx, MVR and MIB reports.
Lab-free consideration
Based on information obtained from the client’s interview and query search, your client may qualify for lab-free underwriting.
If not, Lincoln will order lab work [physical measurements and fluid (blood/urine) exam].
Real-Time Offer
Real-Time Offer will immediately communicate an approval decision to eligible clients, the writing agent and case contact after the online or phone interview is completed. The approved underwriting offer may be “as applied for” or “other than applied for.” The underwriting rate class will only be provided to the agent and case contact.
*If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process.
ePolicy Delivery
If approved, we will issue the policy electronically, providing same-day access for client delivery. Some of the advantages of ePolicy delivery include capturing eSignatures for the agent and client, 24/7 access to view policies and expedited compensation payouts.
Click on a step in the process to learn more.
eTicket submission
Simply complete an online ticket. After the ticket is submitted, an email will be sent to the client with next steps for their interview.
Client interview
Once the ticket has been received by Lincoln “in good order,” a secure link will be emailed to the client to start the online interview or schedule the phone interview.
Online Interview: The client can complete the interview at their convenience. The link will remain active for 10 days and must be completed in English.
Phone Interview: If the client does not schedule an appointment within 24-48 hours, Lincoln will call the client to schedule. The interview is available in English only.
Automated Underwriting
All Lincoln TermAccel® cases will be assessed and processed through Lincoln’s automated underwriting rules engine.
Lincoln will confirm your client’s identification and obtain Rx, Dx, MVR and MIB reports.
Lab-free consideration
Based on information obtained from the client’s interview and query search, your client may qualify for lab-free underwriting.
If not, Lincoln will order lab work [physical measurements and fluid (blood/urine) exam].
Real-Time Offer
Real-Time Offer will immediately communicate an approval decision to eligible clients, the writing agent and case contact after the online or phone interview is completed. The approved underwriting offer may be “as applied for” or “other than applied for”. The underwriting rate class will only be provided to the agent and case contact.
*If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process.
ePolicy Delivery
If approved, we will issue the policy electronically, providing same-day access for client delivery. Some of the advantages of ePolicy delivery include capturing eSignatures for the agent and client, 24/7 access to view policies and expedited compensation payouts.
Click on a step in the process to learn more.
eTicket Submission
Simply complete an online ticket. After the ticket is submitted, an email will be sent to the client with next steps for their interview.
Client interview
Once the ticket has been received by Lincoln “in good order,” a secure link will be emailed to the client to start the online interview or schedule the phone interview.
Online Interview: The client can complete the interview at their convenience. The link will remain active for 10 days and must be completed in English.
Phone Interview: If the client does not schedule an appointment within 24-48 hours, Lincoln will call the client to schedule. The interview is available in English only.
Automated Underwriting
All Lincoln TermAccel® cases will be assessed and processed through Lincoln’s automated underwriting rules engine.
Lincoln will confirm your client’s identification and obtain Rx, Dx, MVR
and MIB reports.
Lab-free consideration
Based on information obtained from the client’s interview and query search, your client may qualify for lab-free underwriting.
If not, Lincoln will order lab work [physical measurements and fluid (blood/urine) exam].
Real-Time Offer
Real-Time Offer will immediately communicate an approval decision to eligible clients, the writing agent and case contact after the online or phone interview is completed. The approved underwriting offer may be “as applied for” or “other than applied for.” The underwriting rate class will only be provided to the agent and case contact.
*If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process.
ePolicy Delivery
If approved, we will issue the policy electronically, providing same-day access for client delivery. Some of the advantages of ePolicy delivery include capturing eSignatures for the agent and client, 24/7 access to view policies and expedited compensation payouts.
As our partner, you can access your Pending Case Website 24/7 and use our eNIGO tool to satisfy your cases quicker.
1For the 30-year term duration, issue ages and risk classification are subject to standard product guidelines.
2For clients approved lab-free, a real-time offer will be provided to the client, agent and case contact. If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process. Lincoln must order labs and vitals, if they are required.
©2022 Lincoln National Corporation
Lincoln TermAccel® Level Term (2019) is issued on policy form TRM6069 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Products, riders and features are subject to state availability. Limitations and exclusions may apply. Not available in New York. Check state availability.
For financial professional use only. Not for use with the public.
LCN-4760442-052522
7/22 Z03
Order code: TA-DIGXP-IDE001
As our partner, you can access your Pending Case Website 24/7 and use our eNIGO tool to satisfy your cases quicker.
1For the 30-year term duration, issue ages and risk classification are subject to standard product guidelines.
2For clients approved lab-free, a real-time offer will be provided to the client, agent and case contact. If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process. Lincoln must order labs and vitals, if they are required.
©2022 Lincoln National Corporation
Lincoln TermAccel® Level Term (2019) is issued on policy form TRM6069 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Products, riders and features are subject to state availability. Limitations and exclusions may apply. Not available in New York. Check state availability.
For financial professional use only. Not for use with the public.
LCN-4760442-052522
7/22 Z03
Order code: TA-DIGXP-IDE001
As our partner, you can access your Pending Case Website 24/7 and use our eNIGO tool to satisfy your cases quicker.
Help your clients take their protection to the next level with Lincoln TermAccel. Reach out to your Lincoln Term Consultant to learn more.
1For the 30-year term duration, issue ages and risk classification are subject to standard product guidelines.
2For clients approved lab-free, a real-time offer will be provided to the client, agent and case contact. If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process. Lincoln must order labs and vitals, if they are required.
Lincoln TermAccel® Level Term (2019) is issued on policy form TRM6069 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Products, riders and features are subject to state availability. Limitations and exclusions may apply. Not available in New York. Check state availability.
For financial professional use only. Not for use with the public.
©2022 Lincoln National Corporation
LCN-4760442-052522
7/22 Z03
Order code: TA-DIGXP-IDE001
As our partner, you can access your Pending Case Website 24/7 and use our eNIGO tool to satisfy your cases quicker.
1For the 30-year term duration, issue ages and risk classification are subject to standard product guidelines.
2For clients approved lab-free, a real-time offer will be provided to the client, agent and case contact. If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process. Lincoln must order labs and vitals, if they are required.
©2022 Lincoln National Corporation
Lincoln TermAccel® Level Term (2019) is issued on policy form TRM6069 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Products, riders and features are subject to state availability. Limitations and exclusions may apply. Not available in New York. Check state availability.
For financial professional use only. Not for use with the public.
LCN-4760442-052522
7/22 Z03
Order code: TA-DIGXP-IDE001